How do I calculate capital gains tax on home sale?

Capital gains tax on home sale = (Sale Price - Purchase Price - Improvements - Selling Costs) × Tax Rate. Primary residences get $250k/$500k exclusion if lived in 2 of last 5 years.

Do I pay capital gains tax when selling my primary residence?

If you lived in your home for 2 of the last 5 years, you can exclude $250,000 of profit (single) or $500,000 (married) from capital gains tax.

What is the capital gains tax rate for 2025?

2025 long-term capital gains tax rates are 0% / 15% / 20% depending on income; high earners may owe 3.8% NIIT. State taxes may also apply.

How much are closing costs when selling a house?

Seller closing costs typically range from 8–10% of sale price, including 5–6% real estate commissions, 1–3% closing fees, plus repairs and concessions.

Home Sale Net Proceeds Calculator 2025 - Capital Gains Tax Calculator

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Complete Guide: Understanding Your Home Sale Net Proceeds

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Complete Guide: Understanding Your Home Sale Net Proceeds

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